We are contract consultants, inventory specialist and salvors working for many different insurance companies, adjusting firms and self insurers throughout the United States. We have a skilled team always available to help move the post loss process along efficiently. From inventory to removal and sale of salvage, Harris & Wilemon Company is a leader backed by experience, integrity and stability.
A fire loss can result in anything from light smoke odor to total destruction. Regardless, you must capture a list of what is or used to be there. The insured's records can often be destroyed in the fire. We have the experience to work with the insured, calm them down and create or recreate an inventory that is acceptable and agreeable to all parties involved. If salvage is involved, we will protect the salvage from further damage and sell it for the highest possible return.
A flood produces unusual challanges. Often times as the waters recede, the mud and debris remain. Soon after, the mold and mildew will set in. It is important to act quickly. While everything below the water line needs to be inventoried and removed, everything above the water line needs to be protected from damage for a later salvage sale or to be retained by the insured. Harris & Wilemon can expedite this process to help get the insured dried out and back in business.
A hurricane will bring many of mother nature's damaging forces all at one time. The powerful winds, torrential rains and possible storm surge wreak havoc over an extensive area. Hurricane losses will often have multiple insurance carriers on a single claim. One carrier responsible for damage caused by wind and rain. Yet another carrier responsible for damage caused by storm surge and flood waters. We have the experience to work with the insured, determine the source of damage and prepare separate inventories for each carrier involved.
When a tornado's concentrated power strikes a commercial building it can often result in total destruction. The structure itself can be deemed unsafe to work in and the contents can be scattered from the parking lot to the next county. We work with the insured and the local agencies in doing whatever possible to prepare an accurate inventory of what is on site as well as recreating an inventory of what is no longer on site. We will also, if required, remove and sell any salvage for the benifit of all concerned parties.
Truck & Rail Freight
Losses in the trucking and rail freight sector are always time sensitive. Expenses can absorb any salvage value if these claims are not handled and sold quickly. We have worked with some of the largest freight moving organizations in North America and the companies that insure them. We can expedite these claims and dispose of the salvage for the highest possible return.
Marine freight losses can result in containers sitting at the port for weeks, months and even years while the particulars of the claim get sorted out. In many cases the freight in question cannot be sold in the USA and must be exported. We have been working with marine surveyors in obtaining buyers for damaged or abandon freight for over 30 years. If it has value, we can find a buyer for it domestically or abroad.
There are many dangers after an earthquake with unstable building structures and the constant threat of aftershocks. The objectives are always the same. To obtain a physical inventory of the contents, damaged and undamaged. To work within the parameters of safety to remove the damaged good for better protection and ultimate salvage disposal. Our job is to make things more efficient for the insurance company and less stressful for the insured.
The key to successfully working a theft loss is speed. It is of absolute importance that a post loss inventory be prepared immediatly after the claim is reported. This post loss inventory, along with the last pre loss inventory and all purchases and sales in between are crucial to establishing what the actual loss is. We have over 25 years experience handling theft losses and can be on site before the investigators leave.